BETTER CREDIT STARTS HERE
How Our Program Works
Our credit restoration process is simple, strategic, and transparent. We start with a free analysis of your credit reports from all three major bureaus, then create a custom dispute plan to challenge negative or inaccurate items. You’ll receive regular progress updates and score improvements, plus expert guidance to help you rebuild your credit with smart tools and education.
FREE INITIAL
CREDIT ANALYSIS
We review reports from Experian, Equifax, and TransUnion to spot inaccurate or outdated items.
CUSTOM DISPUTE
STRATEGY
We send tailored disputes to all 3 credit bureaus and creditors—targeting charge-offs, collections, late payments, and more.
MONTHLY UPDATES
AND PROGRESS REPORTS
Stay informed with real-time score updates, deletion notices, and what to expect next.
REBUILDING GUIDANCE
We help you build credit with tools like secured card suggestions, credit education, and positive account strategies.
Need More Support?
We Also Offer:
Identity Theft Recovery
Business Credit Repair
Inquiry Removals (where applicable)
Why Our Clients Love Us
We don’t make false promises—just real results. Every step we take is guided by the Fair Credit Reporting Act (FCRA). With full transparency, we keep you informed, empowered, and on the road to recovery.
*PLEASE READ PRIOR TO ENROLLING INTO OUR PROGRAM *
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1. As a client you will be required to keep the credit monitoring system that we use active the entire time you are in any of our programs, this is an additional $24.99 a month to smart credit. We need to be able to see all 3 reports in detail. This acts as our eyes and ears when communicating with the credit bureaus, as well as updating you. If you let your credit monitoring cancel, and do not update it in a timely manner, you will be canceled as a client.
2. If you are in active bankruptcy, DO NOT SIGN UP for our service. If your bankruptcy has been dismissed or discharged, you can continue with the enrollment process.
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3. If you are currently behind on your bills and cannot pay them on time for the next 6-8 months, please do not sign up for our services. We want you to get the most out of the process as possible and paying your bills late will hurt you regardless of our efforts in other areas.
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4. Credit repair is a team effort, paying your bills on time, building/adding positive credit and paying your credit card balances down is what we expect out of all our clients. If you are not willing to consistently do these things and follow the personal action plan we gave you, please do not sign up for our services.
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Your enrollment fee will be charged to your card once your new client onboarding is complete. If your onboarding is not complete within 72 hours of your portal being active, we will cancel with MCR Consultants.
*if your card is charged on the 2nd of the month, your set update date will be the 4th of each month throughout the program. We allow clients to move their payment date by 5 days. You can request this by contacting customer service at contact@mcrconsultants.info